Gain the confidence to meet ASIC’s expectations for financial resource management

Operating a credit business in Australia comes with important responsibilities – and one of the most crucial is ensuring that your business meets the financial requirements of holding a credit licence. Whether you are a sole trader, company director, trustee, or compliance officer, understanding how to plan, monitor, and demonstrate financial adequacy is critical to the sustainability and integrity of your operations.

This in-depth course is designed to equip you with practical skills, regulatory insight, and strategic tools to help you understand, meet, and maintain compliance with ASIC’s financial requirements for credit licensees.

Why this course is essential

ASIC expects all credit licensees to maintain adequate financial resources at all times. But what does that actually mean for your business? The financial requirements are not prescriptive; they are principles-based and flexible, allowing each business to tailor its approach depending on its size, activities, and risk profile.

This course takes the complexity out of the regulatory language and provides clear, actionable guidance for meeting these obligations in a way that makes sense for your organisation. From cash flow planning to designating financial managers, you’ll gain the clarity and confidence to manage your compliance responsibilities effectively.

Why focus on financial requirements now?

Increased scrutiny from ASIC means that credit licensees must do more than simply “tick a box.” You need to be able to prove – at any time – that you meet the financial requirements of your licence. This course helps you get ahead of compliance issues and stay prepared for regulatory change.

By investing in your understanding of these core obligations, you strengthen your business’s resilience, credibility, and long-term success.

What you will learn

By completing the Credit Licensing – Financial Requirements course, you will be able to:

• Understand the principles behind ASIC’s financial requirements and why they matter.
• Identify the key obligations every credit licensee must meet to remain compliant.
• Appoint and support a qualified financial manager within your business.
• Plan, document, and monitor your financial resources using risk-based strategies.
• Maintain appropriate cash flow systems to meet debts and regulatory obligations.
• Tailor financial planning based on your business’s scale, complexity, and future operations.
• Prepare confidently for ASIC audits, licence applications, and compliance reviews.

Course topics include

✔ Introduction to financial requirements for credit licensees
✔ The role and appointment of financial managers
✔ Tailoring financial planning to business size and complexity
✔ Forward-looking financial assessments
✔ Cash flow management and debt planning
✔ Documenting financial resource decisions
✔ Responding to ASIC reviews and compliance checks
✔ Integrating financial monitoring into business governance

Who should enrol?

This course is ideal for:

• Credit licensees and applicants
• Compliance officers
• Finance managers and directors
• Mortgage brokers and credit providers
• Risk and governance professionals
• Small business owners applying for or maintaining a credit licence

Whether you are applying for your licence or have been operating for years, understanding the financial requirements of credit licensing is essential to staying compliant and protecting your clients.

Course features

🧠 Self-paced learning – complete the course on your schedule
📄 Real-world examples – learn through practical, business-relevant scenarios
📈 Compliance-ready templates – for planning, documentation, and financial assessment
📜 Certificate of completion – perfect for CPD records and internal audits
📞 Support from subject matter experts – get help when you need it

Enrol Now

Take the first step toward mastering your obligations. Join hundreds of other credit professionals who are lifting their financial compliance capability with Credit Licensing – Financial Requirements.

🔒 Enrol today and gain immediate access.