Master the Principles of Fair Lending in Residential Loans

Are you a financial services professional, lender, broker, or compliance officer working with residential loans? Gain the skills and confidence to identify, manage and explain early termination fees fairly and legally. This course delivers in-depth, ASIC-aligned training on the treatment of fees in residential loans, focusing on legal obligations, fairness tests, and best-practice communication with borrowers.

Whether you’re reviewing loan contracts or assisting customers, understanding early termination fees in the context of residential loans is essential for maintaining trust, transparency, and compliance.

What you’ll learn

• The different types of early termination fees used in residential loans
• How to identify unconscionable or unfair fees under consumer protection laws
• The rules around varying early termination fees in residential loans
• How to improve transparency in disclosures and communication
• The legal expectations and risks for lenders and intermediaries

Who should enrol

This course is ideal for:

• Mortgage brokers
• Compliance officers
• Credit assessors
• Lending professionals
• Customer service staff working with residential loans

If you deal with residential loans in any capacity, this course will provide you with the knowledge and tools to act responsibly and compliantly.

Course features

✔️ Self-paced online learning
✔️ Certificate of Completion
✔️ Written in alignment with ASIC guidance

Learning outcomes

By the end of this course, you’ll be able to:

• Understand the structure and purpose of early termination fees in residential loans
• Analyse and evaluate fee terms for fairness and transparency
• Communicate confidently with borrowers about fee implications
• Apply legal and ethical frameworks when working with residential loans

Enrol Now

Take the next step in your professional development. Build your expertise in one of the most regulated and impactful aspects of residential loans – early termination fees.

🎓 Start learning today and make your compliance count.